A tracker mortgage is a type of home loan where the interest rate you pay isn’t fixed. Instead, it “tracks” an external benchmark interest rate, typically the Bank of England base rate. This means your interest rate will move up and down in line with changes to that benchmark. How Does a Tracker Mortgage Work? […]
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What to Expect From Your Initial Financial Advisor Appointment Choosing the right mortgage or insurance can be a daunting task. That’s where a good advisor comes in. But with so many options available, how do you know what to expect from a financial advisor, whether you meet face-to-face or virtually? This guide helps you navigate
A number of major high street banks and building societies have started to offer green mortgage products. The idea is that if you’re moving into an energy-efficient home (one that has an EPC rating of A or B) or plan to make your home greener with the addition of solar panels or better insulation, your
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1. Speak to an adviser This may seem obvious, coming from a mortgage adviser. They are experts in their field with detailed knowledge of all the lenders’ criteria. Your own bank may decline you for a mortgage, but there could be plenty of other lenders willing to provide you with one. A good adviser will
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What is remortgaging? Remortgaging is the process of applying for a new mortgage with a different lender while staying in your current home. There are several reasons why someone might want to remortgage. Some people do it when their current mortgage product’s initial benefit period is ending, and they want to secure a new, more
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