Falling Interest Rates, Expiring Deals — A Window of Opportunity Summer 2025 finds the UK mortgage market at a pivotal moment. Following several Bank of England base rate reductions — from 5.25% in August 2024 to 4.25% by May 2025 — lenders are now competing harder than ever, introducing more attractive fixed rates and incentives. […]
Why Summer 2025 Is the Best Time to Review or Switch Your Mortgage Read More »
The UK property sales market frequently operates on a chain system – a sequence of interconnected property transactions where the successful sale of one property is often contingent upon the completion of others, both up and down the line. When one link in this chain falters and breaks, the repercussions can be significant, causing stress,
The Financial Advisor’s Role When a Property Chain Breaks: Navigating the Fallout Read More »
A poor credit history can feel like a major roadblock when you’re trying to secure a mortgage. It’s understandable to feel discouraged, but it’s important to know that getting a mortgage with a less-than-perfect credit score is still possible. It requires careful planning, a realistic approach and working with the right experts. This article will
How to Get a Mortgage with a Bad Credit Score Read More »
Updated as of November 2023 At the beginning of November, the Bank of England decided to maintain the base rate at 5.25%, sparking optimism that we may be approaching the conclusion of interest rate hikes. This development prompts the question: Is now the right time to fix my mortgage and perhaps more importantly, how long
How Long Should I Fix My Mortgage For? Read More »
